Pricing

ShoppyIncPay Flat

3.9% + 30¢per successful, non-refunded transaction

No subscription. No setup. No monthly minimums. Refund a customer, we refund our fee proportionally.

Start free

Volume tiering

Auto-applied nightly on trailing-30-day GMV. Step down as you grow; never abruptly back up (60-day ratchet rule).

Trailing 30-day GMVRate
$0 – $25,0003.9% + 30¢
$25,001 – $100,0003.4% + 30¢
$100,001 – $500,0002.9% + 30¢
$500,001 – $2,000,0002.6% + 25¢
$2,000,001+2.4% + 25¢ (custom contracts available)

What we will never charge you for

This list is in our Terms of Service. It’s contractually binding and our single biggest brand differentiator.

  • A monthly subscription
  • A setup fee
  • A fee to use third-party payment methods alongside us (PayPal, Klarna, etc.)
  • A "platform fee" or "marketplace fee" on top of our percentage
  • A fee for refunds, voids, or chargebacks (Stripe's $15 dispute fee passes through at cost)
  • A fee for closing your store or exporting your data
  • A fee for additional staff members
  • A fee per location
  • A markup on currency conversion beyond Stripe's 1% pass-through

Optional add-ons

Cost pass-through with thin margin. Ignore all of these and you still pay $0/mo.

  • Instant payout — 1% of the withdrawal. Standard payouts (1–3 business days) are free.
  • SMS marketing — $0.012 per SMS sent.
  • Dedicated SMS number / shortcode — $25/mo.
  • Email marketing — first 50,000/mo free, then $1 per 1,000.
  • Custom domain — free to connect a domain you own.